UOB KrisFlyer Credit Card: The 2025 Guide to Features, Changes & Maximizing Your Miles

The UOB KrisFlyer Credit Card remains a top pick for Singapore-based travelers seeking to earn KrisFlyer miles directly and efficiently. However, significant changes effective 1 June 2025 will alter how cardholders maximize their miles. This guide provides a comprehensive, up-to-date overview of the card’s features, the upcoming changes, and strategies to get the most value from your spending.

Major Changes Effective 1 June 2025

Reduced Bonus Miles on Everyday Categories

• The bonus earn rate for dining, online shopping, online travel, and transport will drop from 3 miles per dollar (mpd) to 2.4 mpd. This is now structured as a 1.2 mpd base rate plus a 1.2 mpd bonus, down from the previous 1.8 mpd bonus.
  
  

Higher Minimum SIA Group Spend to Unlock Bonus

• To unlock the 2.4 mpd earn rate on these categories, you must spend at least S$1,000 per card membership year on Singapore Airlines Group transactions (Singapore Airlines, Scoot, KrisShop). This is an increase from the previous S$800 requirement. The new S$1,000 threshold applies to card membership years ending November 2025 or later; earlier cycles remain at S$800.
  
  

SIA Group, Kris+, and Pelago Spend Unchanged

• Spending directly with Singapore Airlines, Scoot, KrisShop, Kris+, and (from June 2025) Pelago continues to earn an uncapped 3 mpd. This remains the highest earn rate on the card.
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To unlock the 2.4 mpd on everyday categories, you must meet the S$1,000 SIA Group spend per membership year.

Key Features and Benefits

• Welcome Bonus: Up to 25,000 bonus miles for new cardholders who meet spend requirements.
  
  
• Renewal Bonus: 10,000 miles each year when the annual fee is paid1.
  
  
• Automatic Miles Crediting: KrisFlyer miles are credited directly to your account monthly, with no conversion fees.
  
  
• Travel Insurance: Complimentary coverage up to S$500,0001.
  
  
• Fast Track to KrisFlyer Elite Silver: Spend S$5,000 on SIA Group transactions in your first year.
  
  
• Exclusive Perks: Rebates on KrisShop, sign-up bonuses on Kris+, and selected Changi Airport benefits.
  
  

Application Process:
Apply online with SingPass MyInfo for quick approval—prepare your NRIC, proof of income, and address documentation. Approval typically takes 3–5 working days.

How to Earn and Redeem KrisFlyer Miles

Earning Miles

• Use the card for Singapore Airlines, Scoot, KrisShop, Kris+, and Pelago to secure the 3 mpd earn rate.
  
  
• Meet the S$1,000 annual SIA Group spend to unlock 2.4 mpd on dining, online shopping, online travel, and transport.
  
  
• All other spend earns 1.2 mpd.
  
  

Redeeming Miles

• Miles are credited directly to your KrisFlyer account each month.
  
  
• Redeem miles for Singapore Airlines and Scoot flights, upgrades, and other KrisFlyer rewards.
  
  
• For non-UOB KrisFlyer cards, UNI$ points can be converted to KrisFlyer miles at a 1 UNI$ : 2 miles ratio, in blocks of 10,000 miles, with a S$25 fee per conversion.
  
  

Maximizing Value

• KrisFlyer miles are generally worth 1.5–2 cents each for flight redemptions, especially in premium cabins.
  
  
• Avoid redeeming miles for non-flight rewards, as the value per mile drops significantly.
  
  

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Who Should Get the UOB KrisFlyer Credit Card?

This card is best suited for:

• Frequent Singapore Airlines, Scoot, and Kris+ users who can consistently meet the S$1,000 annual SIA Group spend.
  
  
• Travelers who want direct monthly miles crediting with no conversion fees.
  
  
• Cardholders who value strong welcome and renewal bonuses.
  
  

If your spending is concentrated in dining, online shopping, or transport and you cannot meet the new SIA Group spend threshold, consider supplementing with other cards for higher earn rates in those categories.

Insider Tips for Maximizing Your Card

• Time your SIA Group purchases early in your card year to ensure you hit the S$1,000 minimum and unlock the higher earn rates.
  
  
• Use the card for all Singapore Airlines, Scoot, KrisShop, Kris+, and Pelago bookings to maximize the 3 mpd earn rate.
  
  
• Remember, miles are awarded in S$5 blocks, so plan your spending to avoid missing out on points for small transactions.
  
  
• Apply during promotional periods to maximize your welcome bonus miles.
  
  

Conclusion

The UOB KrisFlyer Credit Card continues to offer strong value for Singapore Airlines loyalists, especially those who can meet the new S$1,000 annual SIA Group spend to unlock the best earn rates. While the reduction in bonus miles on everyday categories is a notable change from June 2025, the card remains a top choice for frequent travelers who prioritize SIA Group spending. Review your spending habits and adapt your strategy to ensure you continue to get the most out of your rewards in 2025 and beyond.

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