Chocolate Finance x HeyMax Partnership: Transforming Everyday Spending into Travel Rewards  

HeyMax is thrilled to announce an exciting new partnership with Chocolate Finance, a Singapore-based wealth management platform, to bring you unparalleled travel rewards for your everyday spending.

Starting February 11, 2025, Chocolate Finance Visa debit cardholders can earn Max Miles on virtually all purchases, making it easier than ever to turn daily expenses into extraordinary travel experiences.

Earn Max Miles Effortlessly  

With this partnership, Chocolate Finance Visa debit cardholders can earn:

• 2 Max Miles per S$1 on the first S$1,000 of spending per calendar month.
• 0.4 Max Miles per S$1 on all spending above S$1,000 per calendar month.
• Up to 5 Max Miles per S$1 on SMRT travel, making commutes even more rewarding.

How It Works  

Getting started is simple:  
1. Link Your Card: Connect your Chocolate Visa debit card to the HeyMax app.  
2. Spend and Earn: Automatically earn 2 Max Miles per S$1 on eligible transactions (up to S$1,000 monthly) and 0.4 Max Miles thereafter.  
3. Track Your Rewards: Monitor your Max Miles in real-time through the HeyMax app.
4. Redeem for Travel: Use your Max Miles to book flights, hotels, and other travel rewards via the HeyMax app.

Why Choose Max Miles?  

Max Miles are one of Singapore’s most versatile loyalty currencies:  
- No Expiry: Your miles never expire, giving you the flexibility to redeem them whenever you’re ready.  
- Wide Redemption Options: Redeem through HeyMax’s Fly Anywhere programme at a 1:8 ratio or transfer to 27 airline and hotel partners at a 1:1 ratio. Partners include American Airlines AAdvantage, Emirates Skywards, World of Hyatt, Marriott Bonvoy, and more.  
- Exceptional Value: Unlock sweet spots like flying First Class to Tokyo for just 40,000 American AAdvantage miles or redeeming JAL Mileage Bank miles for domestic flights within Japan starting at only 4,000 miles.

Transforming Everyday Spending  

This partnership underscores HeyMax's commitment to making travel accessible and rewarding for everyone. As Joe Lu, CEO and co-founder of HeyMax, aptly put it:

“We are transforming everyday spending into extraordinary and memorable travel experiences.”

By leveraging the traveller economy, we aim to enhance customer engagement and satisfaction.

Walter de Oude, CEO and co-founder of Chocolate Finance, shares this vision:

“This collaboration with HeyMax is our first rewards partnership and makes us the first Visa debit card in Singapore to offer miles.”

Why You Should Act Now  

With no annual fees or minimum income requirements for the Chocolate Visa debit card and no foreign currency transaction fees, this partnership offers unbeatable value for savvy spenders looking to maximize their rewards. Whether it’s paying bills or dining out, every dollar spent brings you closer to your next adventure.

Get Started Today  

Don’t miss out on this groundbreaking partnership! Download the HeyMax app today and link your Chocolate Visa debit card to start earning Max Miles effortlessly. Together with Chocolate Finance, we’re redefining how Singaporeans approach everyday spending—because every expense should take you closer to your dream destination.

Let’s make every dollar count toward creating extraordinary travel memories!

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