Best Travel Credit Cards in Singapore (May 2025 Edition)

With a Guide to Earning Even More Miles Using HeyMax

Singapore’s travel credit card landscape in 2025 is packed with options for savvy travelers. But beyond the classic cards, HeyMax lets you stack even more rewards on top of your regular miles. Here’s a comprehensive guide to the best travel cards in Singapore, plus how to supercharge your miles haul with HeyMax.

Top Travel Credit Cards: Features and Comparisons

mpd = miles per dollar

How HeyMax Lets You Earn Even More Miles

HeyMax is a lifestyle rewards platform that lets you earn “Max Miles” on top of your regular credit card miles or points. You can accumulate Max Miles by:

• Shopping via HeyMax’s partner merchants (over 300 brands, including Agoda, Singapore Airlines, Trip.com, Marriott, Expedia, Shopee, Lazada, and more).
  
• Participating in special campaigns for extra miles, such as bonus offers or prize draws.
  
  

Double-Dipping: Stack HeyMax with Your Credit Card

When you make a purchase through HeyMax (e.g., booking a hotel on Agoda), you earn:

• Regular card miles (e.g., 1.4 mpd with UOB PRVI Miles)
  
  
• Plus Max Miles from HeyMax (e.g., 4 Max Miles per S$1 on Agoda)
  
  

Example:
Spend S$2,000 on Agoda via HeyMax with a 1.4 mpd card:

• Earn 2,800 miles from your card
  
  
• Earn 8,000 Max Miles from HeyMax
  
  

Redeeming Max Miles

Max Miles can be:

• Transferred to 28+ airline and hotel reward platforms at a 1:1 ratio
• For travel at 2 cents per Max Mile via FlyAnywhere (with a flight ticket).
  
• Converted to yuu Points (1:3 ratio), which can then be used for groceries, dining, or even converted to KrisFlyer miles (sometimes at a 1:1 rate during special promos).
  
  

Miles Never Expire: Max Miles don’t expire, so you can accumulate them over time for a big redemption.

Detailed Reviews of the Best Travel Cards

1. Citi PremierMiles Card

• Earn Rate: 1.2 mpd (local), 2.2 mpd (overseas), up to 10 mpd on select travel bookings
  
  
• Welcome Bonus: Up to 30,000 miles with $800 spend (till 31 July 2025)
  
  
• Perks: 2 complimentary Priority Pass lounge visits, up to $1M travel insurance, miles never expire, wide airline/hotel transfer partners
  
  
• Best For: Flexibility and no expiry on miles
  
  

2. UOB PRVI Miles Card

• Earn Rate: 1.4 mpd (local), 2.4 mpd (overseas), 3 mpd on select Asian currencies, 6 mpd on Agoda/Expedia
  
  
• Welcome Bonus: Up to 46,000 bonus miles with $4,000 spend over 2 months (till 31 March 2025)
  
  
• Perks: 4 complimentary lounge visits, airport limo (AMEX), miles valid for 2 years
  
  
• Best For: Big spenders, frequent overseas travelers
  
  

3. DBS Altitude Visa Signature Card

• Earn Rate: 1.3 mpd (local), 2.2 mpd (overseas), up to 4.3 mpd on Agoda
  
  
• Welcome Bonus: Up to 35,000 miles with qualifying spend
  
  
• Perks: 2 complimentary lounge visits, points never expire
  
  
• Best For: Balanced spenders, no expiry on points
  
  

4. HSBC TravelOne Credit Card

• Earn Rate: 1.2 mpd (local), 2.4 mpd (overseas)
  
  
• Welcome Bonus: Up to 24,000 miles with $800 spend and annual fee payment (till 31 March 2025)
  
  
• Perks: 4 lounge visits, instant points conversion to 20+ airline/hotel partners
  
  
• Best For: Flexible frequent flyers
  
  

5. American Express Platinum Card

• Earn Rate: Up to 1.95 mpd on Singapore Airlines/Scoot, up to 20 points/S$1.60 at select partners
  
  
• Perks: Unlimited Priority Pass lounge access, S$200 airline credit, luxury hotel and dining benefits
  
  
• Best For: Luxury travelers
  
  

6. OCBC 90°N Card

• Earn Rate: 1.3 mpd (local), 2.1 mpd (overseas), up to 7 mpd on Agoda
  
  
• Perks: Miles never expire, flexible redemption
  
  
• Best For: Frequent hotel bookers
  
  

How to Maximise Rewards: Card + HeyMax Strategies

• Always shop through HeyMax: For travel bookings, always start your journey on the HeyMax app or website to earn Max Miles on top of your card rewards.
  
  
• Stack promotions: Look out for HeyMax’s monthly promos (like 20% miles-back or higher earn rates) to boost your rewards.
  
  
• Redeem smart: Transfer Max Miles to airline/hotel partners for premium cabin redemptions, or for travel at 2 cents per mile if you prefer flexibility.
  
  
  

Summary Table: Best Travel Cards + HeyMax

Conclusion

For travelers in 2025, the smartest strategy is to combine a top travel credit card with HeyMax. This lets you “double-dip” on miles, earning from both your card and HeyMax for the same transaction. Whether you’re booking flights, hotels, shopping online, or just commuting daily, HeyMax gives you an edge in the miles game. Watch for special promos to maximize your conversions, and always redeem your miles for the best value redemptions.

Data accurate as of May 2025. Card features and promotions are subject to change; always verify with the issuing bank and the HeyMax app before applying or redeeming.

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